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  MY complaint to the financial ombudsman re insurance
Posted by: Fazer Jake - 25-06-12, 07:30 PM - Forum: General - Replies (12)

Thought i'd write an email complaining about insurance re mods.  Tongue

Quote:Dear Sirs,

Recently after renewing my motorcycle insurance i noticed now you must declare any modifications to your motorcycle. It appears insurance companies are severley taking advantage of this.

For example,

An aftermarket exhaust with no power benefits over the standard manufacturers insurance companies think its acceptable to increase the price to 100% more than orginally quoted.
I have also experienced price increases for cosmetic modifications such as heated grips and bellypans which is ridiculous.

This in my eyes is extremely unfair, during renewal we are encouraged to list all modifications with the insurers whether or not they are performance increasing as in the event of a claim, the insurance will be rendered invalid due to not declaring the modifications.

In comparison to car insurance, you could have an after market exhaust fitted by quick-fit this would make no differences what so ever to your insurance premiums, in my eyes this is the exact same as aftermarket motorcycle exhaust which is based on the original manufacturers.

An insurance broker which appears to be taking advantage of this is Express Insurance.

Yours Faithfully,
Jake Bousfield.

Be surprised if i got a reply

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  Cat "C"
Posted by: ghostbiker - 25-06-12, 06:54 PM - Forum: General - Replies (13)

Ok i thought i would start a new thread as it relates to the question of CAT "C" rather than my off.
I was knocked off through no fault of my own and the other side have been to see the bike and declaired it a CAT "C" write off.
est for repairs on a gen 1 1000 2004 was £4492 inc vat and labour
value of said bike is marked down at £3722 and they wont budge and will only cat C it Sad
going to fight this and try to get it repaired so my pride and joy isnt tagged a writeoff for the rest of its hopefully long life. but i doubt im going to win the battle.


SO on to my question....
Whats the deal with getting a cat c fixed and back on the road? given the chance i will buy the bike back and fix it up as it has so many extras added to it.
where do i stand legaly doing this? is it hard to do? do i need an inspection etc? am i gunna get hit on a loaded insurance?

that type of thing. must be some of you done this in the past Smile

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  PPI calculation
Posted by: chilly - 25-06-12, 06:32 PM - Forum: General - Replies (8)

is there any way to calculate how much ppi i will have paid on a loan? i had two loans from nat west in the early 90s totalling £4500. i was young and daft and will probably have agreed to ppi on my loans. the halifax have just sent me a cheque for £1400 so nat west are in for it next

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  duel exhaust
Posted by: bazsergison - 25-06-12, 02:30 PM - Forum: General - No Replies

hi is the a kit out there to mod the exhaust so i could have one on each side .........for my fzs 600 on a 02 plate or would it just need some one who dose s/steel exhausts to build one up from scratch ....and would it affect the ballance of the bike
:lol

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  MOT checks - a couple of questions
Posted by: Buzz - 25-06-12, 02:02 PM - Forum: FZS600 Fazer - Replies (13)

Afternoon...

I got my '03 Fazer in January and as the MOT is due in a few weeks was going through the checks listed in the Haynes manual.  The only 2 things that came up were these: -

1) "Check that the rear brake torque arm is secure and that its fasteners are secured by self-locking nuts or castellated nuts with split-pins or R-pins" - I can't be sure these are nylon lock nuts but as the bike previously passed all its other MOTs and the nuts looks like they've been on since the bike was made I'm sure it's OK.  Anyone else had any problems with this, any way to check the nuts to verify?

2) "With the wheel off the ground, apply the brake then free it off, and check that the wheel is able to revolve without brake drag" - There is a slight hiss of the pads touching the disc when the brakes are off i.e. the wheel isn't totally free but will spin about 2 times with a push.  There's "drag" but it's very minimal and there's obviously no actual braking taking place in normal riding conditions.  Are the pads meant to be completely free of the disc or is this slight "hiss" acceptable?

Cheers...Buzz

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  new rider from radcliffe
Posted by: gordon - 25-06-12, 10:52 AM - Forum: Introduction - Replies (2)

hi passed my test in march 12 , some 30 yrs after i was last on a bike now 48 . i was on cloud 9 after being told ur passed with a grin bigger than a cat .headed home to get my bike out yes a fazer fzs 600 on a v reg 1999,god so much fun riding around & too and from work some 46 miles round trip , roll on the sunny days not that i dont ride in the wet cos i do .


would put pic on here cant get to show it ?

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  MkI radiator wanted
Posted by: Kenny Dave - 25-06-12, 12:22 AM - Forum: For Sale & Wanted - No Replies

In need of a radiator for my mkI Fazer 600 if anyone has one. If you do, price and picture please! I'm in Leeds.  Smile

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  For Sale: Yamaha YB100 Deluxe Red - Project Bike
Posted by: Tefer - 24-06-12, 09:29 PM - Forum: For Sale & Wanted - No Replies

Bike Make : Yamaha


Bike Model : YB100 Deluxe


Year : 1986


Price : £ eBay Auction - [size=1em]280907234632[/size]
MOT/ TAX DETAILS - No Tax/MOT


Mileage : 7040


Colour : Red Overall Bike Condition : Very Good - Petrol Tank Needs Replaced or Repaired


Tyre/Chain/Sprocket Condition : Maybe benefit from new rubber, should be ok for MOT


Bike Location : Edinburgh - Central


Any Other Relevant Info : Bike was an outrider/messenger bike for 1986 commonwealth games, due to changes in test regulations the bike could no longer be used for training and has sat since 1998 in a container.


Contact details: eBay - 07850449205

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  FZ6 S2 rear rack (similar to Renntec for FZS600) - is there one?
Posted by: Dadbob11 - 24-06-12, 09:16 PM - Forum: FZ6 / FZ6 Fazer - Replies (6)


Is there such a rack available?  I had a Renntec on my previous Fazers and would like a similar one for my FZ6.  I've searched but can't find one.
"Take it easy...but keep taking it!"

:rollin

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  trackday imminent - rearsets?
Posted by: coxylaad - 24-06-12, 09:09 PM - Forum: Fazer 1000/FZ1 corner - Replies (14)

Going to do my first trackday on the fazer in August, question is, would rearsets be benificial or are they unneccesary?


if they are worth while, which ones do you recommend?


Thanks


Coxy

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