24-07-14, 07:56 AM
My renewal (I'm with Carole Nash as I need Europe-wide breakdown cover) was only about £15 more, but the excess had doubled to £800!! It's hardly comprehensive cover at all when the excess is so high. I compared the meerkat to get some numbers then phoned them. I said that I was most worried about the excess, but a few quid off would be nice too. They dropped the price by £16, which is over 10% and a whole pound less than last year, but they also dropped the excess to £350. This was done by switching insurer. I'm now happy with what I've got. I do get fed up, like everybody else, of having to make the inevitable phone call every year though.