advice on crash responsibility

[fazersharp]

Ok on reading more advice and thinking a little more about this I think my "take the 50/50" was wrong
I think Nick Chrisp put it well

Could not the fact that the car (which did not have right of way) hit you, who was on the main road; could it not be argued that it was NOT, in fact, clear for him to pull out, and therefore the fault lies with him? Whether or not YOU stopped seems to me to be immaterial in this case.

But what I do pick up from this is that I think you would of been better off with a specialist bike insurer/ broker as you said yours just dont understand how a bike uses the road. Its like they carnt be arsed with it and just want to move on. I use a dedicated bike broker who (they say ) is run by bikers for bikers.

Also could this be moved into the Off  thread as I think its a perfect one to go there as we are all learning from this