31-01-14, 09:20 PM
I'm thinking, if there was any blame on you at all, you need to show that more blame lies with the car driver that hit you. It seems to me that you broke no traffic laws - this is all the police would be interested in, and as you pointed out, the insurers of both parties will be the ones who decide who is actually to blame (unless it goes to court). But they must work within the laws/regulations of the road. If undue care was shown by the driver, the insurance companies must take this into account. Your insurer should be on your side - do you have legal representation? If not sure, find out from your insurer and if so, speak to them.