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Single day bike insurance.
#21
Cheers chaps


Think im gonna go back to plan a and take out full insurance with another company.........then "if" :rolleyes  K change my mind and decide to store it ill call them up & try get them reducing the policy to fire & theft only.......if they say no then ill cancel it and take the charge.


Shame things have to be done like that.




Bit focced with my own insurers swinton....Youd think as an existing customer theyd try help out but computer says no........ill return the favour by saying no to them every time they pester me about insurance.
Easiest way to go fast........don't buy a blue bike
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#22
I have had the same issue with wanting to cover me for the £500 the dealer want from me to cover THEIR excess should I bin for them on a test ride
I don't do rain or threat there of. dry rider only with no shame.
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#23
(29-04-14, 10:30 AM)BBROWN1664 link Wrote:
Quote:Check your policy, and specifically the wording of the "riding other bikes" section.

They also tend to state "not belonging to you" which means as soon as you buy it, that cover doesn't exist.

Hire a van and get some ratchet straps seems to be the best option at the moment.


Hence why I said he's taking it for a test ride from Manchester to Wales! Then once he gets there, filling out the logbook and posting it off.
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#24
The log book doesn't show ownership. It shows who the registered keeper is. If he pays the guy on collection, the bike is his, whether he's posted the bloody logbook or not.

You don't half see some dangerous shit posted online sometimes...
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#25
If you cant/wont take out (comprehensive?) insurance for the new bike, its simpler and better all round to hire a van specifying tie down loops fitted. One days hire and you can then take out "laid up" ins cover until you decide to start using on the road. The problem with riding other bikes (NOT OWNED BY YOU) is the level of cover provided-resd the small print!-usually just 3rd party risks. Presumably with a bike worth £3-£4 thou you don't want to be cutting corners(excuse pun!) with level of cover.
Good luck & let us know what you decide.
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#26
(29-04-14, 03:22 PM)richfzs link Wrote: The log book doesn't show ownership. It shows who the registered keeper is. If he pays the guy on collection, the bike is his, whether he's posted the bloody logbook or not.

You don't half see some dangerous shit posted online sometimes...


Precisely. So there's nothing to stop him from giving the guy a deposit, taking the logbook slip with him and going for a test ride to Wales and then completing the sale when he's back in Wales!

If you're going to get really anal about it, then write a pair of contract notes (one for each person) and get the guy to sign them saying that the sale will be concluded at (for example) - 9pm on the 1/5/2014, assuming nothing goes wrong with the bike on a test ride during which noggy will be the sole rider between 1pm-9pm (that would be to basically cover both guys in the event that some kind of offence was committed - say Noggy speeding on the way home), and then ride it back during that test ride period! The bike is still legally the original chaps until that time and yet Noggy has managed to get the bike to Wales during the course of his test ride!
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#27



Foc it guys im just gonna get insured...ill go third party so im legal & ill cancel it when im back......if it's cheap enough ill just keep it open for my no claims to increase.


Just gonna enjoy the cool crisp taste of some Tyskie Tm Polish lager & then im firing onto MCN compare Smile




Maybe if i lie about the colour & say it's blue i'll get a price drop to match the performance drop.
Easiest way to go fast........don't buy a blue bike
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#28
(29-04-14, 05:46 PM)noggythenog link Wrote: Foc it guys im just gonna get insured...ill go third party so im legal & ill cancel it when im back......if it's cheap enough ill just keep it open for my no claims to increase.

you keep telling yourself that Wink

once your back home, one of your insurances will be getting cancelled - but Ive a feeling it wont be this one :lol
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#29
(29-04-14, 05:58 PM)mickvp link Wrote: [quote author=noggythenog link=topic=12848.msg145341#msg145341 date=1398789987]
Foc it guys im just gonna get insured...ill go third party so im legal & ill cancel it when im back......if it's cheap enough ill just keep it open for my no claims to increase.

you keep telling yourself that Wink

once your back home, one of your insurances will be getting cancelled - but Ive a feeling it wont be this one :lol
[/quote]


Shhhhhhh Mick.....dont burst my bubble :lol ..........i really wanna stay loyal to the old 600....i think she deserves a good summer send off.....she's a great bike still.........but then thats coming from someone that is yet to experience the thrill of the FZ1.........only time will tell........cant wait til Thursday 8)
Easiest way to go fast........don't buy a blue bike
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#30
Evening mr nog....... does you insurance company do a multi bike policy ?  Try phoning them rather than using their website, you might get a different answer  Wink
One, is never going to be enough.....
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#31
(29-04-14, 06:07 PM)red98 link Wrote: Evening mr nog....... does you insurance company do a multi bike policy ?  Try phoning them rather than using their website, you might get a different answer  Wink


Evening Mr Red


I phoned last night but the foccers said i could add the bike but it would be on a fresh 1 year policy.....so i could cancel as per previous but it would also cancel my 600 policy and this i'd lose my yearly NCB which ill get in June.....foccin "red" tape me finks. Sad


Seriously im gonna check mcn...i dont have much bike ncb but ive never ever claimed so have the max on car & they ask for that....i might get a surprise & itll be cheap as chips.
Easiest way to go fast........don't buy a blue bike
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#32

[quote author=noggythenog link=topic=12848.msg145341#msg145341

Maybe if i lie about the colour & say it's blue i'll get a price drop to match the performance drop.
[/quote]

NICE LOL that gave me a laff and i needed it as i just got double flashed by a cam in deadeye's old stomping ground ...Writtle.  40 in a 30. :-((
Just flapping about on this stagnant little pond on the outer rim of the internet.....yup....  :-))
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#33
(29-04-14, 06:42 PM)Exupnut link Wrote: [quote author=noggythenog link=topic=12848.msg145341#msg145341

Maybe if i lie about the colour & say it's blue i'll get a price drop to match the performance drop.

NICE LOL that gave me a laff and i needed it as i just got double flashed by a cam in deadeye's old stomping ground ...Writtle.  40 in a 30. :-((



Aw foc mate :'( ...........dont worry when they see the blue bike & the sheep they'll assume the camera wasnt calibrated.


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Easiest way to go fast........don't buy a blue bike
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#34



Well that's me insured for a year. :woot


32 year old......third party fire & theft......fz1.........£106........cant argue with that 8)




Lets be avin it!!!!!!!!! :b
Easiest way to go fast........don't buy a blue bike
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#35
Good price...BUT.... Red ones arn't worth that much anyway ....


Hate to admit it but I was on a cb500 when I flashed the cam
Just flapping about on this stagnant little pond on the outer rim of the internet.....yup....  :-))
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#36
Have another go on the compair site and look at fully comp. I have been looking and it can somtimes be cheeper fully comp, it just depends on each insurer
I don't do rain or threat there of. dry rider only with no shame.
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#37
(29-04-14, 07:43 PM)fazersharp link Wrote: Have another go on the compair site and look at fully comp. I have been looking and it can somtimes be cheeper fully comp, it just depends on each insurer


I did buddy...it was £160 so ill stay tpft for now until im defo riding it....good point though coz sometimes not much in it.
Easiest way to go fast........don't buy a blue bike
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#38
Thats a good deal you got there buddy.....it comes to those who wait  Wink.....cant believe exup's got caught speeding....hes a slow old foccer  :lol
One, is never going to be enough.....
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#39
(29-04-14, 07:18 PM)noggythenog link Wrote: Well that's me insured for a year. :woot


32 year old......third party fire & theft......fz1.........£106........cant argue with that 8)

Did you mention it's modded  :fish




Lets be avin it!!!!!!!!! :b
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#40



Of course i did




Told them about the gel seat Big Grin
Easiest way to go fast........don't buy a blue bike
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