MCE - DIRTY LYING F**KERS!!!

[JoeRock]

I decided to stay with the company I'm insured with now, for £105 and £100 excess, so MCE are taking the piss!

"Free excess protection with this policy".
Having looked into this policy earlier this year, basically the insurance company (which I think is equity red star) put a £500 excess on. Then MCE (the broker) offer excess protection, which gets your actual excess down to £100.

[Super_Monkey]

still no sign of the policy - gotta love the lying 'see you next tuesdays'

[Punkstig]

Me neither, but I don't care, I'm on the system as being insured and have their phone number!

[bigralphie]

Only problem with that is if they have put a condition on your policy ie no pillion cover or no commuting and you dont know

[Super_Monkey]

Only problem with that is if they have put a condition on your policy ie no pillion cover or no commuting and you dont know

very good point Ralphie and this is why I WANT my policy so that I can actually read whats written in black and white as lets face it insurance really is legalised robbery because they are the first to look for any discrepancy or loop hole in order to not have to settle or pay for a claim, and if the fuckers haven't sent my policy but do say "oh its OK, your on the database" well I'm sorry but that's just not bloody good enough! I paid for a policy and I want to see whats on it.

[Punkstig]

Only problem with that is if they have put a condition on your policy ie no pillion cover or no commuting and you dont know

Insurance companies record all phone calls and keep it for years- I've used that to my advantage in the past, so, not having the documents still isn't an issue!

[Grahamm]

Higher excess = lower premium!

Not necessarily much lower.

A couple of times when renewing my insurance I've found I've got a £200 "voluntary" excess included (I sure as foc didn't volunteer for that!)

Taking it off increased the premium by about a fiver, so if I ever need to claim, that's £195 I've just saved :thumbup

[Super_Monkey]

[quote author=bigralphie link=topic=12914.msg148716#msg148716 date=1400317920]
Only problem with that is if they have put a condition on your policy ie no pillion cover or no commuting and you dont know

Insurance companies record all phone calls and keep it for years- I've used that to my advantage in the past, so, not having the documents still isn't an issue!
[/quote]


all well and good but I took mine out via the web through compare the market...(just to get a free toy  :rollin )

[mickvp]

[quote author=Punkstig link=topic=12914.msg148748#msg148748 date=1400333292]
[quote author=bigralphie link=topic=12914.msg148716#msg148716 date=1400317920]
Only problem with that is if they have put a condition on your policy ie no pillion cover or no commuting and you dont know

Insurance companies record all phone calls and keep it for years- I've used that to my advantage in the past, so, not having the documents still isn't an issue!
[/quote]


all well and good but I took mine out via the web through compare the market...(just to get a free toy  :rollin )
[/quote]

that will be your next moan mate...the free toys take between 8-10 weeks to come in normally.

[bigralphie]

I had to remind MCE to send my docs but only take 1 e,mail and they emailed them 5 days later

[plumbum]

MCE are on my never again list after misinforming about excess for different claims and sending a policy with incorrect details and then passing me from one department to another on the phone and ending up hanging up on me. Each time on hold (at that time) I was greeted with the message " Your smiles better with MCE"  :foc

Really hopelessly poor!! Don't do it; it's worth paying more...

[Super_Monkey]

[quote author=Super_Monkey link=topic=12914.msg148772#msg148772 date=1400347485]
[quote author=Punkstig link=topic=12914.msg148748#msg148748 date=1400333292]
[quote author=bigralphie link=topic=12914.msg148716#msg148716 date=1400317920]
Only problem with that is if they have put a condition on your policy ie no pillion cover or no commuting and you dont know

Insurance companies record all phone calls and keep it for years- I've used that to my advantage in the past, so, not having the documents still isn't an issue!
[/quote]


all well and good but I took mine out via the web through compare the market...(just to get a free toy  :rollin )
[/quote]

that will be your next moan mate...the free toys take between 8-10 weeks to come in normally.
[/quote]


lol yeah I knew I'd have to brace myself for that one  :lol