silly season,its started

[chaz]

have her rear air bags inflated ?

Just an old pic I found on my PC..

[Streetbudgie]

And as an aside Budgie, no-one has wished you ill for expressing your opinion, least of all that last poster. Maybe you just read what you want to read. Thats fine as well. Charge on. Maybe take a breath tho eh?

I read what the poster wrote a responded accordingly, what's the issue?

My answer was clearly directed at that poster and no one else.

Despite the attempts I am not actually biting or breathing heavy, I am quite happy to have my opinion and express it in any way I see fit.

If you don't  try to get your point across then you'll never succeed.

I welcome compulsory protective clothing

[Adrian6171]

Just a point, don't you have to pay for treatment if you're in a R T A? or your insurance company has to, I don't think this counts as a claim?

just googled this?

On the basis of some quick research to verify my assumptions, this is all covered by Section 158 of the Road Traffic Act 1988 and permitted under paragraph 484.4 of the GMS contract.

It is done to ensure that the full cost of medical treatment consequential from a motor accident is met by the relevant motor insurance policy. All such policies must include this cover in order to be valid.

The BMA Guidance suggests that an account be presented (rather than cash paid at reception before the appointment), perhaps to be forwarded to the driver or their insurance company.

NHS Hospitals have a direct arrangement for recovery of costs from the insurance companies.

I have just been involved in a R T A  no one else involved, taken by ambulance,4 x rays  and have not been charged a penny.

[Razgruff]

I welcome compulsory protective clothing

I guess that you would have welcomed the compulsory 100BHP limit and compulsory leg protectors when they were proposed and existed, even thou that leg protectors was proved to move injuries further up the body.

They were regarded as commons sense safety proposals and that time to protect those idiots that ride around on 2 wheels instead of being safely tucked up in a side-impact airbag filled coc0on totally detached from their surroundings car.

MAG drew the line at the Helmet law for a reason, they could see that it could be the start of the racheting of bikes out of existence, due to safety issues.

[Tiberius Onklevaart]

Raz, if it keeps one biker out of casualty yada yada yada.

[richfzs]

[quote author=Adrian6171 link=topic=7663.msg74592#msg74592 date=1368016115

I have just been involved in a R T A  no one else involved, taken by ambulance,4 x rays  and have not been charged a penny.
[/quote]

Don't count those chickens just yet, Adrian...
My brother's experience - he swerved to avoid a cat that ran in the road, and dropped his 125. Ambulance attended (he didn't call them, twas a passerby) and he got a bill a while later.

My experience - got knocked off my pushbike by a fecking eejit, put a hole in the front of my knee. I launched a civil claim against him ( because he denied all responsibility!) and as part of that claim, the nhs claimed cost of treatment from him.

Sent from my Nexus 4 using Tapatalk 2

[Adrian6171]

[quote author=Adrian6171 link=topic=7663.msg74592#msg74592 date=1368016115

I have just been involved in a R T A  no one else involved, taken by ambulance,4 x rays  and have not been charged a penny.

Don't count those chickens just yet, Adrian...
My brother's experience - he swerved to avoid a cat that ran in the road, and dropped his 125. Ambulance attended (he didn't call them, twas a passerby) and he got a bill a while later.

My experience - got knocked off my pushbike by a fecking eejit, put a hole in the front of my knee. I launched a civil claim against him ( because he denied all responsibility!) and as part of that claim, the nhs claimed cost of treatment from him.

Sent from my Nexus 4 using Tapatalk 2







LOL,well you really no how to make a bloke happy,although it was almost 2 months ago,so fingers crossed.

[Streetbudgie]

I welcome compulsory protective clothing

I guess that you would have welcomed the compulsory 100BHP limit and compulsory leg protectors when they were proposed and existed, even thou that leg protectors was proved to move injuries further up the body.

They were regarded as commons sense safety proposals and that time to protect those idiots that ride around on 2 wheels instead of being safely tucked up in a side-impact airbag filled coc0on totally detached from their surroundings car.

MAG drew the line at the Helmet law for a reason, they could see that it could be the start of the racheting of bikes out of existence, due to safety issues.

No and no because they are not common sense - again extreme arguments, leg protectors and BHP limits are not no brainers - buying a jacket with armour or leather trousers is an obvious gain that enhances your riding experience as it makes you less likely to injure yourself, leg protectors and BHP limits will do that but also considerably affect the riding experience.

The die hard t shirt wearing crew on here obviously put image above personal safety and fair enough, carry on with it, I choose to protect myself as much as possible and reduce the risk - you can thank me for that when you get your tax bill, your insurance bill and are still able to ride your unrestricted bikes because you are far too short sighted to see the big picture of more serious accidents = more reasons to legislate bikes.

And please, do you really think MAG had anything to do with 'drawing the line at helmets' this government takes no notice of tax paying voters, so to think they'd pay any attention to a bunch of bikers 'cos they formed a club is ludicrous.

They didn't bring in leg protectors because of pressure from the manufacturers and that's the only reason.

100 BHP limits will come if we keep sticking bikers in hospital, the government won't care that your accident happened at sub speed limit speeds, they will do their usual knee jerk reaction

Ignore it as much as you like but less bike accidents that result in hospital treatment means less time spent on statistical radar.

[Razgruff]

No and no because they are not common sense - again extreme arguments, leg protectors and BHP limits are not no brainers - buying a jacket with armour or leather trousers is an obvious gain that enhances your riding experience as it makes you less likely to injure yourself, leg protectors and BHP limits will do that but also considerably affect the riding experience.

:rollin :rollin :rollin

so stuffing your head in a piece of fibre glass doesn't affect your riding experience

and wearing a T-shirt has nothing to do with image, it's about the riding experience and feeling connected.
Experiencing the wind getting a proper sense of the speed you are travelling at and generally being more aware of what you are doing, and not feeling insulated in a false sense of sercurity provided by a few bits of textile leather and plastic.

Read the stuff on risk compensation and maybe you'll get it.

Oh and on the helmet thing ask your helmet manufacturer about increased neck and spinal injurieswhen wearing a helmet. oh and hope those magnificient leathers of yours magically stop the internal organ ruptures so common in motorcycle accidents.

Like I said, it's what's in the skull that keeps you alive, not what's wrapped around it.




:lurk

[JoeRock]

Been in two traffic accidents myself now, and know a lot of friends that have. None of us have ever been charged for using NHS ambulances, and no-one will be - that's the whole point of the NHS! Don't know about the reclaiming the NHS costs from the other insurance company bit as that's not something I've ever dealt with, but you definitely won't have to pay for getting in a non-private ambulance!

[simonm]

Been in two traffic accidents myself now, and know a lot of friends that have. None of us have ever been charged for using NHS ambulances, and no-one will be - that's the whole point of the NHS! Don't know about the reclaiming the NHS costs from the other insurance company bit as that's not something I've ever dealt with, but you definitely won't have to pay for getting in a non-private ambulance!

It appears you can be charged, a simple Google shows you your car/bike insurance would cover it though.
http://www.dwp.gov.uk/publications/speci...es-part-2/

http://uk.answers.yahoo.com/question/ind...947AAcf5qL

http://www.telegraph.co.uk/news/newstopi...sheep.html

[simonm]

[quote author=JoeRock link=topic=7663.msg74829#msg74829 date=1368057120]
Been in two traffic accidents myself now, and know a lot of friends that have. None of us have ever been charged for using NHS ambulances, and no-one will be - that's the whole point of the NHS! Don't know about the reclaiming the NHS costs from the other insurance company bit as that's not something I've ever dealt with, but you definitely won't have to pay for getting in a non-private ambulance!

It appears you can be charged, a simple Google shows you your car/bike insurance would cover it though.

http://www.dwp.gov.uk/publications/speci...es-part-2/

http://uk.answers.yahoo.com/question/ind...947AAcf5qL

http://www.telegraph.co.uk/news/newstopi...sheep.html
[/quote]
This post is a mistake and I can't remove it  :lol

[Razgruff]

Was in an accident in the 80's was my fault got charged £10 for the Ambulance,

Worked out a pound a stitch  :lol

http://webarchive.nationalarchives.gov.u...DH_5285481
3.52 Since the 1930s, hospitals have been able to recover the cost of treating those injured in road traffic accidents who have gone on to make a successful claim for personal injury compensation. The principle behind this is that those causing injury to others should pay the full cost of their actions, including any related health care costs.
3.53 The system of recovering these costs changed in April 1999 under the provisions contained in the Road Traffic (NHS Charges) Act 1999. The 1999 Act introduced a new, more efficient system of cost recovery with income now being recovered centrally from insurers by the Compensation Recovery Unit (CRU), which is part of the Department for Work and Pensions (DWP).
3.54 CRU recovers around £105 million per year and the money is paid direct to hospitals that have provided treatment. Work is currently underway to expand the current scheme so that in the future NHS hospital treatment and NHS ambulance service costs can be recovered in all cases where personal injury compensation is paid. The legislative framework for this is contained in Part 3 of the Health and Social Care (Community Health and Standards) Act 2003.

[dBfazer600]

I was involved in an off in 85 and I was knocked out. A member of public called the ambulance but I was up and about by time they arrived. I declined treatment and transport as a young fool I was but was reliably informed I could be charged for their services even though I had not called them. I did have to signed stating treatment declined.

I do find it some what odd if your involved in an accident requiring hospital treatment that if you claim against a party they are charged but then if you hold insurance your premiums go up if not at fault! Thats another thread I think.

Daz

[chaz]

I binned my 650 AJS in front or Selby Abbey in the early 70's someone called the police and ambulance, the G F went in the ambulance I went with the police, it was 11.30pm and we had just left the pub? After making a statement and not being breathalized, yes it was out then, I walked to the hospital to see how the G F was, all OK, the nurse asked if I was OK, I had a graze on my elbow where I'd slid down the road and worn through my belstaff (still got it), so she stuck a plaster on it.

I got a bill for two lots of treatment I think it was £10 each or £10 in total, I was on £15 take home a week, that was an expensive plaster?

[Streetbudgie]

so stuffing your head in a piece of fibre glass doesn't affect your riding experience

and wearing a T-shirt has nothing to do with image, it's about the riding experience and feeling connected.
Experiencing the wind getting a proper sense of the speed you are travelling at and generally being more aware of what you are doing, and not feeling insulated in a false sense of sercurity provided by a few bits of textile leather and plastic.

Read the stuff on risk compensation and maybe you'll get it.

Oh and on the helmet thing ask your helmet manufacturer about increased neck and spinal injurieswhen wearing a helmet. oh and hope those magnificient leathers of yours magically stop the internal organ ruptures so common in motorcycle accidents.

Like I said, it's what's in the skull that keeps you alive, not what's wrapped around it.

You really believe that load of tripe? I doubt it.

Flies, stones and fag butts in the face at 70 MPH really enhance your riding experience don't they.  :rolleyes

The risk of additional injury from wearing a helmet is miniscule compared to the risk of not wearing one, ever banged your head on the cupboard door? Of course you have and it must have been a few times judging by the post above  :rollin

Try doing it at 30 MPH and see how much more it hurts, then again at 50 and 70 - repeat until sense knocked in or dead.

You want to ride in a t shirt go ahead, enjoy the sense of wind on your arms, I just hope you never fall off and experience skin grafts 'cos they never really heal

Risk compensation - utter nonsense, risk is down to the individual as you are clearly indicating, what is acceptable risk for you is not for me, I do not think I'm invincible because of protective clothing, I'm just being sensible and trying to minimize my personal risk and the impact it has on others.

To intimate that because of a helmet, some gloves and a protective jacket someone is going ride more carelessly is laughable - accidents are not always the fault of the person involved - Risk Compensate that!!

Oh and try reading my posts before commenting, I don't wear leathers and have stated that clearly, too expensive and textiles are as good as or better these days and much cheaper.

Common Sense is your choice, Darwinism will handle the rest.

[simonm]

I think you're alone in that judgement.  Textiles are nowhere near as good as leathers, they just give you waterproofing.

I doubt you'll listen to anyone else's opinion though, so go on believing that.

[Razgruff]

Rode to work in work jacket light combats and Riggers today
Used a top Handle Chainsaw at ground level with just a pair of safety glasses, no other PPE, climbed into a confined space even thou my tickets expired, and next week I with be driving a dumper even thou my tickets expired.

If your not living on the edge you're taking up too much room  mokin










And you clearly haven't read any research in risk compensation

[simonm]

Rode to work in work jacket light combats and Riggers today
Used a top Handle Chainsaw at ground level with just a pair of safety glasses, no other PPE, climbed into a confined space even thou my tickets expired, and next week I with be driving a dumper even thou my tickets expired.

If your not living on the edge you're taking up too much room  mokin










And you clearly haven't read any research in risk compensation

I'd expect this type of comment from a superbike owner rather than a Fazer owner.  I wear leathers and a helmet as a MINIMUM level of protection.  I probably ride quicker because of them, but.without them I probably wouldn't ride at all.

Motorcycles are dangerous enough without the risk of titanium plates, coma and death being even higher up the level of risk than it is for bikers already. 

[Revilo18]

Just got off phone with the Compensation Recovery Unit at the DWP (http://www.dwp.gov.uk/other-specialists/...very-unit/) after reading this thread.
I had an off that was a goddamn suped up, tinted windows, boy racer's fault - no broken bones. Turns out if you do win a personal injury claim then the insurer who pays out has a legal responsibility to compensate both the NHS for any treatment you had, and the DWP for any benefits you might've claimed (I didn't do either but did get a free ride in an ambulance with a suspected fractured leg bone - that's the one connected to your knee bone).
This is a great thing and has cheered me up today. Means that everyone's hard payed tax money doesn't go into repairing the damage done by idiot drivers.
On the other side though - probably does push up insurance prices  :'(
I told them the details of my accident and said I'd send them any paperwork so they can check if the other guy's company had actual fulfilled its obligations.
Oh and by the way - I was wearing full armoured textile jacket and trousers, sharp 5* helmet, leather armoured boots and gloves and high vis jacket. Still hurt like hell, but at least I'm here to bore you all with this story.
All the gear, all the time motherfoccers.  :fish

*edit - typo on last line