Kissed rear-end(ing) by a stranger on Valentine's Day

[peterjca]

She was extremely apologetic and said she must have looked down for an instant, when I was waiting to turn right into my drive:

http://i110.photobucket.com/albums/n118/...C_0025.jpg

http://i110.photobucket.com/albums/n118/...C_0026.jpg

(Another 11 photos on photobucket for the record)


No damage to bike, just the loud thud of her car hitting the rear tyre of my stationary bike. Bike and I remained upright. I suppose I ought to get the bike checked over e.g. rear wheel alignment? Her car lost its number plate and has damage to the plastic grill below it. All photographed including the plastic debris from the grill.

She's keen not to get insurers involved. Neither am I as there appears to be no damage (but I do need to look it over in daylight). Plus I have a witness who thrust her details into my hand.

Let it go?

[Kosmic Kartman]

Pursue he to the ends of the earth. Get insurance involved and claim thousands in No Win No Fee for whiplash, shock and post trauma stress dissorder.  :lol

Glad you're OK....


Or are you?

[richfzs]

Sure its not a case of, she wants to avoid insurance, because she hasnt got any??

[Bracechenko]

Just check the bike in daylight and be extremely thorough. Check the alignment, check for minor fractures all over the frame, basically check the whole bike...not just the rear end (but focus mainly at the rear of course).

Personally, if there's no damage then I wouldn't bother with insurance. Sounds like much ado about nothing and will only end up costing someone money and that someone will ultimately be me!!  :lol

[peterjca]

Yeah I'm perfectly fine. Chuckled about it for a while as she was so apologetic and became worried when I wouldn't move the bike and instead got my partner to bring out a digital camera to take photos. "You're holding up the traffic" she said, to which I firmly responded, "yup and I'll continue to do so until I've photographed what I need to" (including one of her in the car ). I bet she'd never seen the like before.

I've got no inclination to involve insurance when no damage is involved. As you say, it affects everyone else and even if I were blameless, there's no such concept in the insurance industry, and I'm sure your premium will always increase if a blameless incident is reported and settled without loss to your insurer.

I'm just glad it was dry, otherwise I might have lost grip and come a cropper. I've not been using the bike much lately due to the freezing temperatures. Any risk of ice, especially when my commute is now all urban with manhole covers everywhere and crap road surfaces, means I take the bus.

Just goes to show that even when you always signal in plenty of time, there's some dozy driver not paying attention.

[pitternator]

you wouldnt see any damage with all that crud on the bike m8 !   

damn lucky escape tbh , cos just rolling it over would be very expensive....meself I would report it as an incident to the insurance....though it does have a  small risk of actually going against you ...ie some insurance would mark you down just for being involved in an incident even if its no fault. Sometimes you cant win eh ?

[steeeve66]

you really need to get the frame and swingarm checked - and she really needs to pay for it - i take it you swapped details? get in touch with her and explain why it's important to get it checked.

[locksmith]

Check the frame welds just below the tank either side. Look carefully for any hairline crack.

[Jacko]

I would advise not to mess about.
get it checked over thoroughly by a pro.

If anything comes up later down the line you have some recourse.

[Fazbaz]

As some have said I'd check your wheels are in line and the back one's still round. I've never seen a frame crack with a 2- 3 mph impact and if it did I'd advise everyone to sell their similar pish poor build quality bikes 

If you report it to your insurance company your risk status will increase.... You are now more likely to have a claim in the next 3 to 6 months.

Your choice... might be worth asking her to pay you for a qualified mechanics time to check it out but realistically if the headstock snaps off in four months you're gonna have other things to worry about rather than trying to prove it was her fault.

Baz 

[Chillum]

I bet this wouldn't have happened if you'd had a small square hi-viz patch somewhere on your upper torso

Glad it worked out ok.

[fazersharp]

She was extremely apologetic and said she must have looked down for an instant, when I was waiting to turn right into my drive:

http://i110.photobucket.com/albums/n118/...C_0025.jpg

http://i110.photobucket.com/albums/n118/...C_0026.jpg

(Another 11 photos on photobucket for the record)


No damage to bike, just the loud thud of her car hitting the rear tyre of my stationary bike. Bike and I remained upright. I suppose I ought to get the bike checked over e.g. rear wheel alignment? Her car lost its number plate and has damage to the plastic grill below it. All photographed including the plastic debris from the grill.

She's keen not to get insurers involved. Neither am I as there appears to be no damage (but I do need to look it over in daylight). Plus I have a witness who thrust her details into my hand.

Let it go?

You did exactly the right thing in getting photographic proof. And you should deff get it checked out and she should pay for it

[bigralphie]

Why would she pay for the bike to be inspected ? ,you either claim or come to a private cash settlement arrangement