22-12-21, 03:04 PM
Trouble with older bikes is the low value against brand new parts. Insurance companies will often write-off well below 100% of the value.
What you can do, if you are fairly confident that it's not badly damaged is to agree the write-off value then offer to buy it back off them as salvage (for as low a price you can get away with). Then repair to the standard you can put up with. If it does turn out to be worse than you thought, you can usually get your salvage money back by breaking for spares. That's how the insurance company would sell it to a breaker anyway.
What you can do, if you are fairly confident that it's not badly damaged is to agree the write-off value then offer to buy it back off them as salvage (for as low a price you can get away with). Then repair to the standard you can put up with. If it does turn out to be worse than you thought, you can usually get your salvage money back by breaking for spares. That's how the insurance company would sell it to a breaker anyway.