15-04-21, 01:47 PM
(15-04-21, 12:52 PM)Gnasher link Wrote: There's no need to tell them about shocks or fork upgrades, you can't ride the bike without either of them they aren't additions. They don't enhance performance, albeit, you be able to ride slightly faster over any given stretch of road, but power isn't increased.
Even additions that don't enhance power like legle end cans (providing they cost no more the a standard system) most companies aren't interested. Things like screens, heated grips, tail tidy, luggage systems, rearsets, air filter changes, huggers, steering damper, crash bungs/bars, brake hoses.
That's true of some companies but not all. Bennets for example don't want to know about any of that kind of stuff (there's a list on their site of changes you don't need to delcare) where as Bikesure used to make me list every single change I had on the bike regardless of how small and if there were more than 7 then it went over to a custom vehicle policy ?
And more recently while looking for Insurance on the Kawasaki I found a good price with a small company I'd not heard of before but when I spoke to them on the phone they refused to insure me for any changes whatsoever. They actually refused to insure me due to the fact I have Aftermarket heated grips!! ??
I tend to find bike specific insurance companies are more sensible with changes than the mainly car focused ones