23-01-21, 02:10 PM
(23-01-21, 01:25 PM)pilninggas link Wrote: The only liability insurance which is legally required is employer's (to provide workforce protection).
If he has any sense he'll have relevant insurance to indemnify him against professional errors.
I know mistakes happen, but leaving it in an oven sounds like the work of a right muppet.
Yes true, got confused with employers insurance. Personally I've always had liability insurance that protects me and covers my work against mistakes or damage I may cause. However he's still liable for his work and any damaged he causes, by not having the correct level of insurance he's open to losing his assets and/or having judgments against him. This is were UK law is an lacking, as those who choose not to insurance themselves with mechanics insurance or equivalent which provides cover for mistakes/damage etc and leaves the customer exposed. Moral of the story ask for proof of insurance before allowing them to work on your property.
As you say he's a muppet, if he doesn't replace or pay, name and shame so others don't fall into the same trap.
Later