Today's "What Gets My Goat" - NO POLITICS!

[Grahamm]

Today for the first time in over 15 yrs I applied for a personal loan

Have a look on Martin Lewis' Money Saving Expert site here: https://www.moneysavingexpert.com/loans/

There's a good calculator for how likely you are to get a loan.

Also, look at the credit card page for 0% deals, there are some which let you take almost  the maximum credit limit and put it into your bank (eg if the limit is £5,000 you can put about £4,800 from that into your bank). You only need to pay off the minimum amount on the card every month (DO NOT spend on the card or fail to make the payments!) and then, when the 0% deal is due to end, just do a balance transfer to another 0% card deal :thumbup