28-02-20, 06:47 PM
(28-02-20, 04:16 PM)Stormbringer link Wrote: Update .
The insurers valued the bike at £3600.
The actual cost of replacing my bike from a Yamaha dealers with the same bike in the same condition and similar mileage would be around £4250 to £4900.
The knock is from second gear which has lost a tooth and spilt from where the tooth is missing to the centre.
This was discovered by removing the clutch and using a camera.
This was probably caused by the car stopping the back wheel turning as I was in second gear when the car hit me from behind.
The cost to rebuild the gear box is estimated at £2000 .
This added to the cost of repairs so far is £4200.
The insurance company original offered a maximum of £2900 for repairs .
However after much negotiation they have increases the repair offer to £3500 .
I will have to pay the difference but will have a usable bike at the end of this .
So all being well I should have my bike back in about 4 weeks time .
Also it will have 2 new Michelin Road 5 tyres. _________________
If ive got this right, you have got to pay £700 to get your bike repaired and back to you, for a no fault claim.
Insurance value is £3,600
The bike was hit hard enough to shatter a gear, spread the frame, move the swing arm forward etc.
No offence, but Id be thinking of taking the insurers £3,600 and putting the £700 into a bike thats not been written off
Best of luck whatever you decide