Insurance

[Dudeofrude]

Talking about Ivanising.  If you have a more modern bike and it’s been re-chipped or flashed, I’d tell them.


Loads of folks at my work with re-chipped, flashed cars.  None of em tell their insurance.  But really, you have a serious accident and ………………………I mean how hard can it be to check a car or bikes software?  I’m far from convinced that insurance companies and their inspectors are thick.

No not really. When you have an ecu flashed it is merely changing certain parameters and settings within the stock software.
If for some obscene reason it was ever checked by insurance/police, they would only look for a software number which would be different for every  update the manufacturer does anyway. For instance with the gen 2 yamaha update the software im 2007 2010 and i believe 2013. So they would need to know exactly which software your bike came with as standard to know of it had been changed.
Also the old ignorance is bliss excuse would be hard to top as unless your told about the change you'd never know. 
Unless you've owned the vehicle from brand new then you'd have no clue if the ecu was standard or not unless your told.
Took me nearly a year of owning my bike before I found out the exhaust had be decatted and the airbox modded, and that's only because I'm somewhat mechanically capable to do my own servicing/maintenance. If your not the spanner spinning kind or even just not that clued up about your vehicle then you might never know yourself.

The key phrase in your insurance declaration is 'to the best of my knowledge' that's your get out of jail free card with light engine mods. Obviously if youve got a turbo mounted to the front then i dont think youd have much of a leg to stand on haha