14-09-18, 03:58 PM
(14-09-18, 12:53 PM)Flooky link Wrote: Another thing to think about is what they supply, they very often cater to "normal people" ie people who have a pedal bike nad a mower in their garage.
my garage was broken into a few years back and tools stolen, when I rang to list what was missing they said they only dealt with halfords or Draper.
I said about my snap on stuff and they didn't deal with them...so you need money to replace not new for old, where they supply you replacements.
Also my bike is in a locked garage but when I am working on something else I wanted the flexibility to leave the bike on the drive, so when I did my go compare thing I said it was on the drive locked up...2 quid cheaper than a locked garage !! wtf ? its always in the garage but got the choice now.
I tell you what you ha e to watch out for there is that if you read your insurance small print you'll more than likely find a clause that states if your bike is with 1 mile of your home and it isn't either stored in garage (If it's insured as so) or has all the declared security on it then it won't be insured!
So for example if your out for a ride and you nip back home for a quick cuppa/toilet break etc etc and your bike is on the front instead of locked up in the garage then it wouldn't be insured against theft.
Or say like me you live within 1 mile of a shop/supermarket and often nip in on your way out to pick up a drink or something. Then your bike isn't covered there either as according to their rules is should have all the locks on it
The cheek of the scumbag bastards