bike accident bit of advice please

[blackcabbie]

ok guys/gals.... long story short ..... 22 august knocked off my new 790 duke...... first bike accident in 40 years !!!!!...... other party has accepted liability..... gutted... bike badly damaged but will be repaired...... that side of the claim seems pretty straightforward in that third party's insurer will pay for repairs..


but i have a broken ankle ....... bennetts my bike insurance company have directed me to minster law ( no win no fee ) malarky who are handling the injury side of things..


although they are "no win no fee" .... they charge a success fee of up to 25%...... research shows all these firms charge similar fees, so i suppose one firm not much better than another in this respect.....


Question is..... do i really need to use one of these no win no fee firms......i have always been anti these companies in the past..... can i just not submit my expenses to third party's insurance company.... there must be a standard "broken ankle " payment plus loss of earnings that i can easily supply and prove


i'm gonna be on crutches 6 weeks minimum , no load bearing on my broken ankle.....major upheaval really, but i suppose it could have been much worse....


Any advice from anyone legally minded/ or been through similar appreciated


thanks


dave