27-06-17, 05:33 AM
(26-06-17, 08:29 PM)SpokesT link Wrote:It is her car. The insurers are representing her, not anyone else with the same surname e.g. Mum or Dad. And it turns out her insurers are MY insurers too! No wonder they called me within minutes of her texting me to tell me she was going down this path. They called me earlier and started talking about settlements, either market value or cash to repair it myself. To that end they are getting a 'motorbike engineer' to call me tomorrow to discuss the itemised damage list I've given them as per the workshop assessment I posted on here, as they 'recognise that older bikes can often be repaired using second hand but still serviceable parts'. Which is all very well, providing such parts exist for sale. They'll also sort me out with a hire bike in the meantime.
Bottom line is my bike will live on, one way or another. Huzzah!
Just in case this helps you, even a bit:
Local insurance companies in my country hire real experts to assess the damages. The man should know the prices of 2nd hand parts and repairs. Make sure you are well prepared - with quotes from service shops for installing the parts, as well as with quotes for new parts. The policy is to see if prices of new parts + labour match the write off price. If they do, or exceed the write of price - you get the bike written of, and do with the money as you please - repair, or get another bike (the latter is hardly ever possible for the money you get).
Trying to report some previous damage as the damage resulting from the incident (not even implying you were planing on that, but just in case) usually gets you in trouble for a fraud charge.
Best of luck - hope it all goes well.
Hope you don't get a Honda for a hire bike. :rollin
Most things done in a hurry need to be done again - patiently.