Insurance or accept cash to repair it myself?

[SpokesT]

I'm loving the fact you all presume she's little rich girl 'daddy's' money

and yes perhaps twat  was a bit harsh  but answer this one if this damage had been done by yourself would you be
1. Claiming off your insurance
2. Buying all new original parts and have shop do the work £1500
3. Sourcing the parts 2nd hand looking for a tank and fairing the same colour £500 aprox

Are you out to make some extra holiday money or to punish the girl for her negligence. What was the circumstances of her reversing into the bike, had you parked behind her your photo doesn't show much of the road around. Was she on mobile phone or doing her hair (good reasons to hammer the cost)

the benefits of cash settlement has to work for both parties(not meaning you should be a soft touch and lose out) and perhaps daddy is bluffing with going through insurance, though not likely as he set that ball in motion.

I'm just

I parked my bike at the kerbside at an approx 45degree angle, away from any other vehicle, and walked into the building where I do voluntary work for a charity.  It was standing there like the balls on a bulldog. She drove into the road, picked up her friend, then did a u turn across the width of the road next to my bike and simply reversed back across and directly into it.
I could explain my personal financial circumstances to you but they're none of your business. She asked me to get two quotes for the damage, that was one of them and the other was the same once labour was factored in but was done via email through the main dealer who supplied the bike. I thought a little independent would be as fair as possible as an alternative.
She asked for my photos to 'show dad' and he has clearly decided the damage, all his daughters fault, isn't worth forking out for, and has instructed the insurers.


I'm still struggling to work out how you've made your quantum leap assumptions. You know what they say about people who assume...