Insurance or accept cash to repair it myself?

[darrsi]

Few years ago I had a SMIDSY with a witness who offered video footage of the whole thing. First thing I did was contact my insurance to tell them what happened. A few days later the drivers insurance phoned and told me to get my bike fixed. Only after it was fixed did I phone my insurance and tell them I wouldn't be claiming. Didn't affect my premiums at all.


Doesn't hurt to keep your options open. If it does go down the insurance route I can't see her insurance quibbling over £1500.

Of course they will, when the book value is lower than the claim?
As good as these bikes are, regardless of condition and mileage, they will go by the age of it.
Don't like admitting it, but it's the way of the world.