24-06-17, 09:43 AM
(24-06-17, 09:06 AM)YamFazFan link Wrote:[quote author=midden link=topic=22795.msg263266#msg263266 date=1498252706]
[quote author=SpokesT link=topic=22795.msg263245#msg263245 date=1498244310]
Cheers everyone. The die is now cast. Daddy clearly said, "£1500 pfffft, that's just a scratch" and five mins later I get a call from my OWN insurance asking me about the incident! My spanner man reckons he can sort it all out for me for about £500 using eBay parts and his top spray paint mate, so maybe buying it back once it's written off is in order.
My premiums are low as I'm an old fart, so I'm not too worried about all that tbh.
My other option is to cut and run and move on completely to something else as I have a spare couple grand I could chuck in to any payout.
A pleasantly painful dilemma...
Sorry but that just makes you sound (imo) a twat........ 20 yr old girl more than likely paying rip off insurance premiums wants a helping hand by not going through insurance and all you clearly want to do is fleece her for a meesly grand.
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Does it?
Sounds quite sensible to me.
Would she give SpokesT a 'helping hand' if it had been the other way round?. I guess we will never know.
This going down the cash route is all well and good up until the evening of the event when things have cooled down and the driver starts getting helpful 'advice' from friends and family.
Usually along the lines of...'You don't want to pay that!', 'I wouldn't pay this!', 'It's just a scratch!' etc etc.......
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Agree 100%.
Also be wary of 'settling' yourself.
The other party might get tapped up by a no win, no fee in the future. The whole thing is clearly her fault, but people can easily taught to lie when the promise of £thousands is mentioned. With no hard evidence of what happened, apart from a collision you could be liable for a massive payment with no way to disprove false accusations; and your insurance wont want to know as you never informed them at the time.
Take a bit of a hit on your premiums [seems to affect the price of car insurance more than bikes] get the insurance involved and dont turn a fender bender into a possible financial disaster