20-04-17, 06:33 AM
(14-04-17, 06:02 PM)Grayo link Wrote: I always carry a Santander Zero credit card (Mastercard) as there are no foreign transaction charges (saves me a small fortune in charges), and one of these in case of punctures.
http://www.sportouring.co.uk/shop/gift-i...epair-kit/
Practically all bank cards including the Santander Zero fleece you one way or another, either with monthly account fees, transaction fees or poor exchange rate. There is a new generation of card that is much better. I've been using the Resolut card and app for my last two tours of Asia and it offers no transaction charges or fees (up to 6 withdrawals a month, then its a quid) but where it really offers value is in the exchange rate because they use the inter bank rate. Over a month, spending about £700 this has saved me nearly £50 over my old Nationwide card.
Using the Resolut app on my ipad/phone it takes me 10 seconds to move funds from my bank to the card -for free, then the funds can be withdrawn from the atm or used in shops straight away. They also give you a spare card and you can deactivate or activate each card using the app in seconds if need be.
There are several cards like this now, but Resolut seems to be the best of the bunch (according to Moneysaving expert).