01-03-17, 01:34 PM
In 2010 I totalled my heavily modified B-King :'(
I had declared the obvious like change of exhaust but had not declared aftermarket levers, rearsets, handlebars etc. Nor had I declared modified airbox, decatted header pipes, Power Commander and dyno tune. They apologised as they could only pay out stock bike value of £6500. I replaced with a similar B-King that cost £6000.
My Fazer is currently stock......with rearsets, bellypan, Renthal bars, folding adjustable levers and R6 shock. Declared to insurers resulting in no change in premium as mod's not deemed to increase performance or value significantly. I'm with Principal Insurance, underwriters are Equity Red Star. 2014 Hayabusa, 2008 B-King and 2001 Fazer100 fully comp' for £196.95 Excess £450.
I had declared the obvious like change of exhaust but had not declared aftermarket levers, rearsets, handlebars etc. Nor had I declared modified airbox, decatted header pipes, Power Commander and dyno tune. They apologised as they could only pay out stock bike value of £6500. I replaced with a similar B-King that cost £6000.
My Fazer is currently stock......with rearsets, bellypan, Renthal bars, folding adjustable levers and R6 shock. Declared to insurers resulting in no change in premium as mod's not deemed to increase performance or value significantly. I'm with Principal Insurance, underwriters are Equity Red Star. 2014 Hayabusa, 2008 B-King and 2001 Fazer100 fully comp' for £196.95 Excess £450.
when in doubt go flat out