28-02-17, 05:06 PM
(27-02-17, 01:14 PM)Fazer99 link Wrote: I'm with Carole Nash and I get asked if I have any performance enhancing mods, as far as I'm aware I don't have any but, I do have a Scorpian can but don't declare it as I don't see it as a performance modification. it came with the bike when I bought it so I have nothing to compare it to but I can't see how just putting a can on will enhance performance other than making the bike breath better.
Am I wrong and should I declare it or just carry on as I do?
I hate foccin insurance companies, a necessary evil. As far as you're aware you don't have any mods then you're not lying, but I guess insurers look for anything they can not to pay out. It seems like the buggers make it up as they go along and can pick and choose what to exclude you on if it suits them. Another thing, it's not just mods that they can get you on. They can ask you if you've any points on your licence and you have to tell them. What if they can ask you if you've had to attend a 'speed awareness course' what do you say? They shouldn't be able to penalise you for this. if you refuse to answer, they'll assume you have had to attend one.
Treat everything in life the way a dog would- if you can't eat it or foc it, forget it.