26-02-17, 07:43 PM
(26-02-17, 06:11 PM)Tmation link Wrote: Why do people think the insurance companies should cover this at the same cost as a standard bike?
Because they are already a bunch of scamming bastard that have you over a barrell.
I agree you should probably tell them everything but only because they will use every excuse they can to get out of paying you... "I'm sorry sir but you can't have the £5000 your insured for because you've added crash bungs and they make it more attractive to theives" I tell ya what I'd drop him then and there haha
My argument is it should be your choice what you want insuring for. My bike is heavily modified and has a custom paint job. None of the mods (exhaust, pc3, bars,risers etc etc) really make a difference to the insurance but the paint either triples the price or keeps a lot of them from even giving me a quote. Now if I had the option of insuring it for half the price but only getting a standard one back if anything happened, then I'd happily do that but thats never an option