26-02-17, 06:11 PM
What a lot of people forget is its not just about increased performance.
Some mods like paint schemes cost more than standard to replicate and new flash seats and other goodies can make your bike more attractive to thieves, hence an increase in premium.
Add a rack, top box , side rails, panniers, touring screen, heated grips, crash bars, extra lights etc and you have added an easy £1000 worth of accessories, again not just the extra cost of replacing them in the event of an accident but its more bits for the thieves to sell on. Why do people think the insurance companies should cover this at the same cost as a standard bike?
Some mods like paint schemes cost more than standard to replicate and new flash seats and other goodies can make your bike more attractive to thieves, hence an increase in premium.
Add a rack, top box , side rails, panniers, touring screen, heated grips, crash bars, extra lights etc and you have added an easy £1000 worth of accessories, again not just the extra cost of replacing them in the event of an accident but its more bits for the thieves to sell on. Why do people think the insurance companies should cover this at the same cost as a standard bike?