24-02-17, 11:11 AM
Banks don't get me started, well okay then. How about this. I moved from Spain about a year ago to France. I had to keep my Spanish bank account open as I still had a few bills to pay and also some funds to come in from the sale of the villa.
After all transactions were completed I tried to close the account. I tried emailing my local branch, No they said you need to call into the branch to close the account. I now live 1000kms away that is not feasible just close the account, NO you need to call in. Then they started to charge for managing the account. I contacted the head office (Banco Sabadell) explaining I wanted to close the account. Okay but you will need to call into your branch to close the account. But I live 1000kms away. Yes okay we understand, but you will need to call into your branch to close the account ffs. I contacted my Branch again by phone this time. If I let the account lie dormant will it be closed after say a year, NO it will remain open. Okay how about we run the balance down and then close the account, No and if you fail to maintain funds in the account it will go into arrears and as you do not have an overdraft facility we can charge you 29% per day interest against the increasing debt. I had about €300 in the account. I went down to Spain in November went to the ATM at the branch pulled the lot out and then went into close the account. It was worth the trip as obviously when they pulled the details up and I signed the forms to close the account they then presented me with a demand for €14.75 admin fee for closing the account. I advised then to re arrange this well known phrase off and fuck.
MT-09 Tracer for those who no longer can handle a BIG boy Fazer