Insurance what a piss take.

[Graham53]

[quote author=BBROWN1664 link=topic=21801.msg253320#msg253320 date=1487763098]
Insurance is a scam

Yup

As for the RFL, scrap it and add it to fuel has always been my argument.
I have a van, a car and two motorbikes at the moment. I can only drive one at a time and most of the time they don't even get parked on the road so why should I pay RFL for all 4 for 365 days a year. Add x pense to each litre of fuel based on the average miles covered by the average mpg car and anyone that buys a gas guzzler will automatically pay more so the government gets the dirty cars off the road eventually. Use it once a month, you pay proportionally.

Absolutely, my argument too.
[/quote]
Insurance is a scam and it's legal theft !
Replacing excise duty is still not a good idea imho , firstly you will penalise less well off drivers that can only afford to drive older cars that are not as fuel efficient as newer ones or the 19yr oldstudent who has a 600 to get here there and everywhere  will probably end up paying triple what he was plus how much do you think fuel would have to rise to cover it , the govt would have to equate for the loss of revenue from multiple vehicle owners as well as the drivers that do little mileage anyway and that would mean that fuel prices would rise by more than pence, what about haulage firms already stretched by high diesel prices they would pay huge amounts more and then those costs would have to be passed on to the consumer , everything we buy now is transported somehow from its manufacturer to point of sale by road by companies that use fuel more than the average person we would all be paying more than the extra on our own fuel via dearer goods/food/everyday items
It's not that simple when you look at it beyond our own vehicles and or financial state