Insurance what a piss take.

[pilninggas]

[quote author=pilninggas link=topic=21801.msg251923#msg251923 date=1486404132]
MCE allow you to have multiple mods, within a framework, and not declare them. They include exhausts, hand guards etc. In fact, by memory, the only exclusion relate to boosted engines, nitrous and frame mods, everything else they cover up to a certain number.

You'd be taking a big risk using MCE.
Now I'll add that i used them for 2 years and they were perfectly fine but apparently when it comes to making a claim they are worse than abysmal!
Just Google them and read some of the reviews. Some people have been charged £1000s after an accidents that weren't their fault. They've ripped so many people off its a wonder they are still in business
So I'd advise caution before putting trusting all your precious motorbikes with them
[/quote]

I went through a period of non fault accidents a decade ago, my experience is that most are pretty poor when it comes to claims: motorcycle direct, hastings and admiral all treated me badly, and I wouldn't used them again. I've had policies with nash, bennetts and ebike in the last few years, all have very good to very poor reviews by people claiming. It's a total joke across the industry when you claim.