Insurance what a piss take.

[Townhill]

I fully sympathise with you re insurance.
I am about to start the annual haggle. Last year Fazer on its own was £115 fully comp. Now with the Tracer 700 they are asking £357! Havent told them about the Honda Cub 90 yet!
Re mods-some insurers only want to know about those that enhance performance-I hardly think heated grips & fender extenders come into that category. :eek

I agree Dave heated grips, seat, extender fender, W.T.F proper annoying. I think it is a reason if you have a claim to start picking at any pay out your likely to get once they have market valued your bike. In a round about way doesn't matter what you value your bike at. The more you put a value on the bike the higher the insurance goes but you still only get the market value if you put a claim in. You might as well down value your bike on requesting a quote
                                                                              Steve
                                                                                                                          Steve