Rules of the road please help

[fazersharp]

I've said this for a long time. Not necessarily insurance but I think there should be a CBT style test that needs to be taken every few years if you want to ride on the road, especially in the city.
I'm a little undecided on taxing them but then if you think how much money gets put into making roads safer for cyclists then maybe they should contribute?
After all they spend millions on cycle lanes etc and get nothing back where as with our bikes/cars we pay an absolute fortune in taxes and levys then get nothing on return but pot hole riddled roads covered in speed cameras!!

I think that you may be right about the CBT aspect but it needs to cover things just like this post is all about, I think we all agree that the biker was guilty of at least not being experienced otherwise he would of seen the gap been left and the side road and would of been fully expecting a car to be appearing having been experienced he would of slowed down and be prepared to stop.
Yes perhaps in law none it it was his fault and why should the cyclist alter his riding, BUT if he values his life then that is exactly what he needs to do, and fair enough if he has not the experience (he has now ! ) to see the danger then there is a case for someone who has to teach him.
May be they have to pay a fee for this and part of which goes into a fund to pay out in cases instead of forcing them to have insurance.