26-10-16, 08:50 PM
(26-10-16, 08:00 PM)seangee link Wrote: I tend to go the other way. My logic is
- I have to have insurance
- I'm not planning to claim
- I want the lowest possible premium
Nobody plans to claim, that's why they're called accidents. It's not just bike value to worry about, it's loss of work, possible future incapacity, etc. if involved in a serious accident.
Thing to note about legal firms though, is that they're not really that interested if you're obviously to blame, so bear that in mind.
More people are born because of alcohol than will ever die from it.