10-08-16, 11:06 AM
(This post was last modified: 10-08-16, 11:19 AM by fazersharp.)
Yes the TP insurance in with the tax is a very good idea. We already pay tax on insurance which is creeping up and up.
My bike insurance last year was £78 fully comp incl the tax but that is with a £250 excess but to get the excess down I would have to be paying a lot more.
Its woth messing around with the voluntary l excess because they may start you at £250 (voluntary) in a quote but getting it down to £100 may cost less than £20 extra premium. BUT then watch out for the compulsory going up to compensate.
Just done the car and gone through the dance, did some compare sites and found the cheapest but it defaulted at £200 excess and £0 compulsory but my old one I had £100 compulsory and £0 vol. So I put the
£200 vol down to £0 but that then put the compul up to £75 and increased the cover price by £60
Then I put the vol to £100 and then got a £0 compul and it was only £20 extra for the cover.
Something like that because to be honest I spent far too much of my riding time playing the stupid quote game.
Just counted and I have got 19 emails that have been sent to me confirming quotes :eek although I was also doing some seperate ones for my daughter.
My bike insurance last year was £78 fully comp incl the tax but that is with a £250 excess but to get the excess down I would have to be paying a lot more.
Its woth messing around with the voluntary l excess because they may start you at £250 (voluntary) in a quote but getting it down to £100 may cost less than £20 extra premium. BUT then watch out for the compulsory going up to compensate.
Just done the car and gone through the dance, did some compare sites and found the cheapest but it defaulted at £200 excess and £0 compulsory but my old one I had £100 compulsory and £0 vol. So I put the
£200 vol down to £0 but that then put the compul up to £75 and increased the cover price by £60
Then I put the vol to £100 and then got a £0 compul and it was only £20 extra for the cover.
Something like that because to be honest I spent far too much of my riding time playing the stupid quote game.
Just counted and I have got 19 emails that have been sent to me confirming quotes :eek although I was also doing some seperate ones for my daughter.
I don't do rain or threat there of. dry rider only with no shame.