24-06-16, 07:20 PM
his excess will be more than that, so i would be tempted to wait him out. also, if you do not contact your insurance, it turns into a civil suit which means a nightmare for his insurance company as all they can do is write you rude letters whilst you claim HC rule 185.
you hold all the aces and he's trying to call your bluff.
you hold all the aces and he's trying to call your bluff.
The problem with socialism is that sooner or later you run out of other people's money!