11-04-16, 06:28 PM
(11-04-16, 05:05 PM)Val link Wrote: [quote author=dickturpin link=topic=19821.msg228934#msg228934 date=1460368511]
Ok foccers fountain of knowledge...
My wife's car was hit last summer whilst unoccupied and repairs were fully funded by the third parties insurance. Now we come to renew our policy the price goes up because of this incident. She has kept her max no claims bonus.
Surely this increase is an uninsured loss as we will have to declare this for 5 years. I have spoken to the other drivers insurance company who don't consider this to be an uninsured loss. Over 5 years it has potential to be a few hundred pounds.
Thoughts???
You can't prove its a loss and how much. The increase is with your current insurer, but you can goto someone else. I mean some insurance companies do not use no-fault claims when calculate the price you pay. Means they will argue you can go to such insurer. Which by the way you should do. Just shop around and find cheaper insurance.
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Unfortunately this insurer is the cheapest...even when the premium is loaded.