03-03-16, 02:05 PM
Not sure what you are actually asking here Chaz.
In simple terms, the woman with the Honda has a claim against you as you hit her car. There may be a 50/50 element involved (or 80/20 or whatever) as you could claim she hit you but at the end of the day, you were probably on the wrong side of the road unexpected and she could not reasonably react in time.
With regard to your bike, kit and injuries, unfortunately, you will be claiming off of your insurance company for that as even though diesel caused the accident, you cannot prove who put it there for the insurance company to claim from. Personally, I would get the insurance company to pay out as much as possible for the bike. If you have helmet and leather cover then you can get that back too. If not, think of it as additional excess payments.
If you could claim off of a third party then you could claim all of your losses including the clothing.
In simple terms, the woman with the Honda has a claim against you as you hit her car. There may be a 50/50 element involved (or 80/20 or whatever) as you could claim she hit you but at the end of the day, you were probably on the wrong side of the road unexpected and she could not reasonably react in time.
With regard to your bike, kit and injuries, unfortunately, you will be claiming off of your insurance company for that as even though diesel caused the accident, you cannot prove who put it there for the insurance company to claim from. Personally, I would get the insurance company to pay out as much as possible for the bike. If you have helmet and leather cover then you can get that back too. If not, think of it as additional excess payments.
If you could claim off of a third party then you could claim all of your losses including the clothing.
Another ex-Fazer rider that is a foccer again