16-07-15, 09:39 PM
(This post was last modified: 16-07-15, 09:41 PM by Millietant.)
Strangely, I do understand the insurers stance here.
When you get TPFT insurance you are accepting that all you are insured for is a 3rd party claim against you, if your bike catches fire, or if it's stolen.
The insurer makes it clear that they are not including them acting on your behalf in the price you pay for your insurance.
If it was you, and someone had decided NOT to pay you for chasing up their 3rd party claims, would you do it for them for free - I doubt it.
As much as I hate the robbing, theiving, barsteward insurance companies, because I spend a lot of time dealing with contractual disputes, I can clearly understand their position. Sorry guys, but if you want them to chase things up for you, go for Fully Comp insurance (it's cheaper than hiring someone to chase up your claim).
I'm now for the flailing I'm going to get on here for posting this !!!
When you get TPFT insurance you are accepting that all you are insured for is a 3rd party claim against you, if your bike catches fire, or if it's stolen.
The insurer makes it clear that they are not including them acting on your behalf in the price you pay for your insurance.
If it was you, and someone had decided NOT to pay you for chasing up their 3rd party claims, would you do it for them for free - I doubt it.
As much as I hate the robbing, theiving, barsteward insurance companies, because I spend a lot of time dealing with contractual disputes, I can clearly understand their position. Sorry guys, but if you want them to chase things up for you, go for Fully Comp insurance (it's cheaper than hiring someone to chase up your claim).
I'm now for the flailing I'm going to get on here for posting this !!!