02-06-15, 06:30 PM
(02-06-15, 06:16 PM)Grahamm link Wrote: How many times has a cycle done enough to another vehicle that the cost of fixing it would be more than the excess on the policy?
Ive never crashed my car or bike into another vehicle... should I not have insurance then?
Pushbikes for people getting seriously into it, as im sure you know can be bloody expensive as well - well more than enough to offset a £250-500 quid excess.
Besides, what about the hidden costs? lawyers fees when there is a dispute, someone swerving to miss a biker who has ran a red and has hit a lamppost etc. who picks up the tab for that? Insurance is there to protect all parties - and do think purely of the direct damage than can be done with a bike is just ridiculous.
(02-06-15, 06:16 PM)Grahamm link Wrote: And where would you put the plate? Sticking out either side of the rear mudguard (assuming the bike has one)? (Great for catching on things) On the back of the seat post? (Where bikes tend to have reflectors, rear lights, puncture kits etc) On the frame downtube? (Where bike lock holders tend to be mounted? Under the cross bar? (Blocked by legs)...
What did I say about "repeatedly discredited"...?
I didnt say it had to be a number plate in the traditional sense - it does not need to be the same colour/shape/form as the current car registration plates - simply a system of identifying a bicycle uniquely. it could just as easily follow a completely different numbering/lettering system, and does not need to be as big as the current ones as speed cameras etc do not need to read it. It would just be a method of tying someone to a bike in the case of an incident. in this age of smartphones it could as easily be a barcode/qr code.