Sick of this every foccing year.

[Dead Eye]

That's just moronic. I can sort of see what they are trying to do (see if you are likely to be accidentally damage your vehicle) but ultimately anything not claimed for should be omitted from decisions affecting your premium imo. By their logic you would have to admit to accidentally scratching your car / bike with say the zip of your jacket...

I'll continue to play the game in my own way and accept the associated risks just as they do for insuring me