Sick of this every foccing year.

[imax]

[quote author=bigbluebear link=topic=16881.msg194505#msg194505 date=1431072963]
[quote author=nick crisp link=topic=16881.msg194456#msg194456 date=1431028979]
Just got a quote through from my current insurer, Bennetts. Will go online, see what's cheaper, then challenge Bennetts to match or beat it.

If insurance companies won't automatically reduce your premium, no reason to be loyal to one or t'other. Got an SP30 to add now though, but bet I can at least pay no more than last time.

And an accident Nick.....unless your not putting a claim in for your banana skin bike  :lol
[/quote]

Nope, no accidents 
[/quote]

Not as simple as that now. Since the law changed and the onus is now on the insurance companies asking questions, instead of relying on honest disclosure, they've tightened up some of the questions.

Claims wording from Bennetts now reads - Have you had or caused any accidents, claims, losses, incidents or damage in any vehicle during the past 3 years whether or not a claim was made and regardless of blame?

Assuming the police attended the incident, there will be a record of the accident accessible to the insurers, potentially invalidating your insurance if you don't declare it.