17-02-15, 05:07 PM
(17-02-15, 04:44 PM)rustyrider link Wrote:The way insurance companies work, a cracked fairing would probably make it a total loss. They look at the price of the parts (brand new, dealers list price) the cost of the labour to fit it and any paintwork that might be needed. You can soon rack up a huge bill working it out like that when they compare it with the trade value of the bike. Get a list of the damage from the dealers that assessed it and then tell the insurers you want to buy the salvage. They will pay you the value of the bike, or something close, less a couple of hundred at most which will be what they value the remains at. You then hunt around eBay and ask on here to get the bits that need replacing, buy them secondhand, fit them and with what's left over pay for your trip to Scotland.
That's how to do it mate. Had an accident on my faired 600 hornet a few years back, bike valued at £2k, repair costs quoted at around £1800, so they wrote it off. Bought it back for £300, cost me about £250 for the bodywork to be repaired and resprayed, maybe £50 for brake levers, bars, and a mirror, and then used a lump of the remaining £1,400 odd to buy a steering damper, Nitron shock, upgraded the forks and calipers, and generally pimped it!
Ended up with a much better specced bike, in custom colours, and a good few hundred quid left over towards uni!