17-02-15, 04:44 PM
The way insurance companies work, a cracked fairing would probably make it a total loss. They look at the price of the parts (brand new, dealers list price) the cost of the labour to fit it and any paintwork that might be needed. You can soon rack up a huge bill working it out like that when they compare it with the trade value of the bike. Get a list of the damage from the dealers that assessed it and then tell the insurers you want to buy the salvage. They will pay you the value of the bike, or something close, less a couple of hundred at most which will be what they value the remains at. You then hunt around eBay and ask on here to get the bits that need replacing, buy them secondhand, fit them and with what's left over pay for your trip to Scotland.