28-07-14, 11:43 PM
Cancelled my UK insurance and road tax. Pick up my new Spanish number plates tomorrow then get her insured.
Bike insurance in Spain is just a fecking rip off. They have so many types of cover, 3rd party, 3rd party fire&theft, 3rd PF&T&Total loss. Fully Comp, Fully comp while stationary.
The first two are obvious, the total loss one covers you I believe if you are a no fault claim or uninsured driver. Fully Comp is as it says but if your bike is stationary and parked up if it gets hit knocked over it is not covered. The last one covers everything.
The quotes I have had range from 3rd party only(but this includes recovery) €148.00 to the top one €771.00.
That is me being allowed 7 years NCB, looking like 3rd party only. I have been told most folk out here go for that as the compainies do everything they can to avoid paying out. So all I want is a piece of paper for when the Guadia Civil pull you over and they do that at the drop of a hat.
Bike insurance in Spain is just a fecking rip off. They have so many types of cover, 3rd party, 3rd party fire&theft, 3rd PF&T&Total loss. Fully Comp, Fully comp while stationary.
The first two are obvious, the total loss one covers you I believe if you are a no fault claim or uninsured driver. Fully Comp is as it says but if your bike is stationary and parked up if it gets hit knocked over it is not covered. The last one covers everything.
The quotes I have had range from 3rd party only(but this includes recovery) €148.00 to the top one €771.00.
That is me being allowed 7 years NCB, looking like 3rd party only. I have been told most folk out here go for that as the compainies do everything they can to avoid paying out. So all I want is a piece of paper for when the Guadia Civil pull you over and they do that at the drop of a hat.
MT-09 Tracer for those who no longer can handle a BIG boy Fazer