16-07-14, 11:05 AM
Nice to see I am an "A" in the postcode ratings, as is most of the surrounding areas apart from one place 4 miles away which is "B" and probably due to the chavs keep nicking scooters and either setting them on fire or smashing them up.
Had an interesting conversation with my actual insurers last year not the broker. I always used to put done that the bike was secure in a locked area but she advised me to change it to "kept on private property" as it made no difference to my premium but during the day is I left the bike out the front of the house, still on private property and it got damaged or stolen I would not be covered as I have basically declared that when it is at home the bike is in a secure locked area at all times.
Had an interesting conversation with my actual insurers last year not the broker. I always used to put done that the bike was secure in a locked area but she advised me to change it to "kept on private property" as it made no difference to my premium but during the day is I left the bike out the front of the house, still on private property and it got damaged or stolen I would not be covered as I have basically declared that when it is at home the bike is in a secure locked area at all times.