You can't set up your suspension properly on others settings.
Get a mate round and a tape measure.
Get them to Measure from the swingarm to a specific point on the bike above (like the luggage hook)
Now sit on the bike with all your gear on and get them to make the same measurement, the difference between the two should be between 30mm and 40mm, if not adjust the rear shock preloaded.
With the forks tie a cable tie round one of the stanchions, not too tight but tight enough for it to stay in place when slid up the stanchion, take the bike for a decent ride, have a look at the cable tie, it should be about an inch away from bottoming out, adjust fork preload as necessary
Get a mate round and a tape measure.
Get them to Measure from the swingarm to a specific point on the bike above (like the luggage hook)
Now sit on the bike with all your gear on and get them to make the same measurement, the difference between the two should be between 30mm and 40mm, if not adjust the rear shock preloaded.
With the forks tie a cable tie round one of the stanchions, not too tight but tight enough for it to stay in place when slid up the stanchion, take the bike for a decent ride, have a look at the cable tie, it should be about an inch away from bottoming out, adjust fork preload as necessary
Some say...