22-02-14, 11:44 PM
I usually factor in whether its something that would make a large enough difference in the event of a crash - its all swings and roundabouts and personal opinion. Suspension and brakes are an instant declaration, body work... depends but usually irrelevant. Engine work gets a little more complex... changing the air filter, no - changing to pod filters and re-jetting, yes. The other flip side is things that you want covered in the event of a crash - not sure I have any good examples though as insurance companies are still hard to deal with; but exhausts, top box?
I had a 306 for a bit and that had had power steering retro-fitted - when declared, a lot of insurance companies wouldn't touch it. So it went undeclared... then blew a head gasket some 6 months later :\
I had a 306 for a bit and that had had power steering retro-fitted - when declared, a lot of insurance companies wouldn't touch it. So it went undeclared... then blew a head gasket some 6 months later :\