Savings advice

[Grahamm]

For stockmarket shares, I went for 'preferential' shares.

Unless you know what you're doing, it's much better to get a Stocks and Shares ISA (eg like the FTSE 100 Tracker ISA I have) because these have the lowest charges and it spreads the risk over a wide portfolio, rather than risking all your eggs in one basket.

But shares are, of course, a long term investment and can go down as well as up!