Savings advice

[midden]

Most if not all savings accounts of low risk are paying less than 2% inflation is about 2.5% so a NEGATIVE rate of return on just about anything that has tax deducted at source.  Take a look at 'peer to peer' lending which can return 6-9 % try looking at zoopla slightly higher risk but spread over many accounts but much higher interest.  Otherwise you're better off redeeming any long term debt as someone else pointed out, but p2p may be worth a look....

I was trying to remember the name of this, nearest I got was community banks.  Yes peer to peer seems very good option and you can decide the level of risk too