Savings advice

[Pat]

Got an ISA......but not impressed with it........premium bonds sounds like a good bet.......been thinking about moving my lloyds accounts to the halifax..........bit different to other banks as I think the bank is owner by the customers....unless of course you know different  :rolleyes

The Halifax isn't owned by it's customers, it's owned by Lloyds..... 

The Nationwide is still a building society so is owned by it's customers and there's still a few other smaller building societies around.