Some advantage in being one of the terminally skint?

[69oldskool]

The bigger picture is dont belive anything you are told by banks,

I second that motion!

... a legitimate point about pensioners & cowboy builders.

But Pensioners are being conned out of there life savings.
Next to zero interest rates on their life savings v's rate of inflation,
The Govt's printing money like it's going out of fashion, which leads to each pound being worth less (sooner or later)

I'm not deliberately trying to be argumentative folks,honest.
Just working on the theory Bikers are free spirits & trying to get you to think it all through a bit, just in case some of you do have some money... mines pretty much all spent after payday weekend