16-10-13, 01:27 PM
I cant really comment on the accident as despite your detailed explanation of events it would be hard to comment on whose fault is was without being there. If the Mrs was passing parked cars then the traffic coming the other way would have 'right of way' if there were no cars parked on the other side of the road. Having said that if she was already committed before the lorry came into view then 'common sense' should prevail and the lorry should have waited until it was clear to go ahead.
On the legal side of things, if your car was being driven on a road without an MOT then that is illegal. The only exemptions to this are 1) If you are taking the car to a 'Pre booked' MOT and 2) If you are driving the car to a garage to have repair work carried out prior to an MOT retest.
All other journeys in the vehicle would be illegal and as you forgot to book it in I would suggest you might be on a sticky wicket. More importantly, if a vehicle is being driven on a road without a current, valid MOT then your insurance can become invalid. This is largely dependant on your insurance company though and is not a 'hard and fast' rule. Your insurance certificate may well state on it somewhere that in order to be covered under the full terms of your insurance, your vehicle must be in a roadworthy condition. The only gauge that insurance companies currently have to prove this is if your vehicle has a valid MOT. Without an MOT the insurance company could argue that you cannot prove your vehicle was roadworthy at the time of the accident.
On the legal side of things, if your car was being driven on a road without an MOT then that is illegal. The only exemptions to this are 1) If you are taking the car to a 'Pre booked' MOT and 2) If you are driving the car to a garage to have repair work carried out prior to an MOT retest.
All other journeys in the vehicle would be illegal and as you forgot to book it in I would suggest you might be on a sticky wicket. More importantly, if a vehicle is being driven on a road without a current, valid MOT then your insurance can become invalid. This is largely dependant on your insurance company though and is not a 'hard and fast' rule. Your insurance certificate may well state on it somewhere that in order to be covered under the full terms of your insurance, your vehicle must be in a roadworthy condition. The only gauge that insurance companies currently have to prove this is if your vehicle has a valid MOT. Without an MOT the insurance company could argue that you cannot prove your vehicle was roadworthy at the time of the accident.
Yamaha Fazer 'the only bike you'll ever need' maybe ???